When considering income protection insurance for Australia, it's essential to calculate how much coverage you truly need. A common starting point is to aim for 70% of your current income. However, this is just a basic suggestion. Your individual requirements will certainly influence the ideal amount of coverage. Consider factors like your debts, f

Total Permanent Invalidity (TPD) is a legal term that describes a condition where an individual experiences a significant injury or illness resulting in the inability to work for an indefinite period. This definition often varies somewhat across jurisdictions, with specific criteria outlining what constitutes TPD. To be eligible for TPD benefits, i